Follow the Steps Below to create TIPS Ladder in your plan
1 Create an account to hold the TIPS
STEP 1: Head on over to My Plan > Accounts and Assets
STEP 2: Press "Add an Account" and select Traditional IRA
STEP 3: Give the account a descriptive name, "TIPS Ladder"
STEP 5: Set the balance to $0
STEP 6: Set the rate of return to 0%
2 Method 1 If you are considering using this strategy
Add a Transfer FROM your IRA Account TO the TIPS account
This will represent the purchase of the TIPS. This will represent the outflow from the more volatile risk portfolio in the IRA into the stable / guaranteed TIPS Ladder Account. With a 0% rate of return, it will also represent the return of the face value of the bond at maturity date. Although the principal will be returned annually as each "rung" of the ladder matures, this is the simplest way to account for your strategy in the Boldin platform.
Method 2 If you are implementing this strategy
Because transfers will not impact balances after the month they are entered, you may want to use this method.
STEP 1: Reduce the IRA by the amount of the purchase
STEP 2: Increase the TIPS account by the amount of the purchase
This will represent the value of the TIPS and new balance between the more volatile risk portfolio in the IRA into the stable / guaranteed TIPS Ladder Account. With a 0% rate of return, it will also represent the return of the face value of the bond at maturity date. Although the principal will be returned annually as each "rung" of the ladder matu
3 Add a Pension to represent the annual interest income
This will represent the interest income for the duration of the ladder.