What Is the AI Planner Assistant?
The AI Planner Assistant is a conversational planning feature that allows you to ask questions about your unique financial plan using natural language and explore “what-if” scenarios based on your actual data.
Rather than functioning as a help or support tool, the Planner Assistant lets you ask questions about your own financial situation and receive guidance grounded in your actual financial plan. It uses your real data to help you understand tradeoffs, explore scenarios, and decide what to review or adjust next.
It can be accessed in the top right corner of your Boldin Plan by pressing the Planner Assistant (sparkles) icon:
Unlike generic AI chat tools, the AI Planner Assistant is grounded in your modeled plan and can:
Reference your accounts, income, expenses, and assumptions
Run real scenarios and projections
Explain how and why outcomes change
Link you directly to the place in the planner where those insights apply, so you can immediately review, adjust, and act
The Planner Assistant is designed to help you explore, understand, and navigate your plan more confidently.
What You Can Use It For
The AI Planner Assistant is especially helpful when you want to:
Explore retirement timing questions
“When can I securely retire?”
Check plan completeness
“Is my plan complete and up to date?”
Stress-test assumptions
“Am I prepared for a market downturn?”
Compare planning strategies
“Might I benefit from Roth conversions?”
Discover useful next steps
“What scenarios should I consider running?”
You can ask follow-up questions within the same conversation to explore tradeoffs and understand how different choices affect your plan.
How It Works
The AI Planner Assistant uses the information you’ve entered into your Plan to generate responses and run simulations.
Key things to know:
Results are based on your current plan data
Changes in outputs usually reflect changes in assumptions, timing, or strategy
The Assistant may link you directly to sections of the planner where those changes occur
Conversations are saved so you can return to them later
Because guidance is tied directly to your plan, you can move seamlessly from insight to action without leaving the Planner
Message Limits and Access
The Assistant is available to all users and does not require beta mode or PlannerPlus to use. Your access depends on your subscription level:
Basic users
Up to 10 questions per day
You’ll see an option to upgrade when the limit is reached
PlannerPlus users
Up to 10 questions per conversation
You can start a new conversation at any time
Providing Feedback
You can help improve the Planner Assistant by using the thumbs-up or thumbs-down buttons on responses.
This feedback helps Boldin identify what’s working well and where improvements are needed.
Limitations & Privacy
The AI Planner Assistant is designed to support exploration, understanding, and education. It is not a substitute for professional financial, tax, or legal advice.
Please keep the following in mind when using this new feature:
Results and projections are hypothetical and not guaranteed
Outputs are based on the information in your plan, and accuracy depends on how complete and up to date that information is
The Assistant may occasionally misunderstand questions, context, or assumptions
Important decisions should always be reviewed directly within the Planner
The Assistant is intended to help you explore tradeoffs and possibilities, not provide personalized recommendations
Your privacy matters:
Conversations may be reviewed by internal Boldin team members to improve the Assistant over time
Do not share highly sensitive information such as Social Security numbers or account passwords
By using the AI Planner Assistant, you acknowledge these limitations and agree to Boldin’s terms of service.