Investments gives you one clear picture of how your money is actually allocated, across every account you own. Instead of checking each 401(k), IRA, and brokerage account separately, Boldin pulls every holding into a single view organized by asset class, so you can answer the question every investor asks: what is my real asset mix?

Your asset allocation drives your risk and your returns. But most people's money is spread across old 401(k)s, IRAs, and taxable accounts, so it's hard to know the real mix without doing the math by hand. Investments does that math for you and shows you:

Go to Investments in the left navigation menu.

Every holding across every account rolls up into one donut chart, grouped by asset class, so you can see your combined mix in one place.

Boldin compares your current mix to the target from your Risk Tolerance Survey, so you can see at a glance whether you're over or underweight equities versus your intended strategy. Haven't taken the survey yet? You can update your risk profile right from this page.

Add or edit your holdings so the picture stays accurate. You can:

Need the raw data? Use Download all positions (CSV) to export everything at once.

Note: Real Estate & Commodities will resolve to Alternative Assets

We're actively working on Investments and shipping improvements regularly. Here's what members are running into most often today, and what to do in the meantime.

Some holdings show as "Unclassified" A holding lands in Unclassified when we can't map it to an asset class. The most common cases are employer plan funds with no public ticker (Thrift Savings Plan funds, collective investment trusts, separate accounts like a plan's "S&P 500 Index Fund"), target-date and lifecycle funds, stable value funds, fixed and indexed annuities, some municipal and agency bonds, brokerage cash and money market funds, precious metals, crypto, and private or non-traded holdings such as private REITs, qualified opportunity zone funds, and private placements. Unclassified holdings are still counted in your total portfolio value, but they aren't attributed to an asset class, so your allocation percentages will be understated for those classes. Expanding coverage of these securities is our top priority.

You can only set the asset class on Unclassified holdings
If a holding came in as Unclassified, you can now set its asset class yourself — look for Edit on that position, even on Connected accounts. If a holding was classified and you think it's wrong, there's no override yet: the number stays as-is for now. Correcting a classification we got wrong is next up.

Blended and multi-asset funds may not split the way you expect Target-date funds, balanced funds, and allocation funds are mapped to a single class rather than broken into their underlying stock, bond, and cash components. We're working on look-through for these.

A connected account's total balance may not match the sum of its positions This usually happens for one of three reasons: the institution shares an account balance but not position-level detail; there are unsettled trades, so cash and the purchased security are both counted until settlement completes; or the account synced at a different time than the positions did. You can't trigger a manual refresh yet. Connected accounts sync once daily.

Where the two don't line up, Investments now shows you the gap in dollars beneath the chart — how much of your total savings has holdings information, and across how many accounts — so you can see exactly what's off rather than inferring it from percentages.

A 401(k), 403(b), or 457 with both Roth and traditional balances imports as one account Connected accounts come in with a single tax treatment, so a plan that holds pre-tax, Roth, and after-tax money in one account can't be split automatically. The workaround is to keep separate manual accounts for each tax treatment and update the balances and positions yourself. We know this is a large amount of manual work and it's a top priority.

You can't exclude an account from your allocation Every investable account is included. If you hold cash for a house down payment, an emergency fund, a 529, or an HSA that you don't consider part of your retirement portfolio, your mix will look more conservative than it really is. Account-level include/exclude is on the roadmap.

Positions are entered as a dollar amount, not a share count Manually entered positions hold the value you typed until you change it — we don't look up a price and revalue them. Entering shares and letting Boldin price them daily is a top request.

Manually entered holdings we can't match to a security aren't enriched
Manual entry accepts any holding — a CD, a money market fund, a pension lump sum, cash, an annuity, an Empower "Large Cap Stock Index Fund", a TSP fund, private or non-traded stock. What we can't always do is match what you typed to a known security. When there's no match, nothing is enriched: no automatic asset class, no name validation, and no price. You pick the asset class yourself and the value stays as you entered it. This is most common for employer plan funds with no exchange listing, CDs, annuities and pension balances.

There's no blended asset class
A target-date fund, balanced fund or lifecycle fund holds both stocks and bonds, but you can only assign it to one class. Whichever you pick, your mix will be off by the other side of the fund. A mixed or blended class is a top request.

Cost basis from connected accounts may be incomplete or wrong Where an institution supplies cost basis we display it, but the values aren't always accurate and aren't yet used anywhere in your plan.

Real estate and commodities roll up into Alternative Assets There are no separate real estate, commodities, precious metals, or crypto categories yet. Anything in those groups reports as Alternative Assets.

Negative values aren't handled cleanly Short positions, margin balances, and negative cash can display or roll up incorrectly.

Holdings priced in a foreign currency may be converted incorrectly If you hold a security that reports in a currency other than USD, its value may come through unconverted, which can inflate your total portfolio and distort your percentages. If a total looks far larger than it should, this is the most likely cause.

Top requests from users include: