Scenario Assumptions
When you build a plan with Boldin it will only have one scenario and ou may add up to 9 additional scenarios. You may re- assign a new scenario as your baseline, however you must always have one baseline scenario. If you would like to delete all of your data and go through the initial onboarding process again, please send a message to the Services Team and they will reset your plan for you.
My Plan > Accounts and Assets
Which fields are shared in Accounts?
Account Name
Account Type
Current Balance
Tax Treatment
Cost Basis
Account Turnover Rate
You may change the rate of return assumptions by scenario.
Because account balances are shared across scenarios, when you make a change to an account in one scenario, the change will be reflected in all scenarios. This includes retirement accounts, tax-advantaged accounts, and after-tax accounts.
If you would like to reduce the balance of any of your accounts in a scenario, we suggest modeling a Disbursement and selecting "Deductible."
My Plan > Home and Real Estate
Which fields are shared in Primary Residence?
You may change the rent, mortgage payment, and interest rate by scenario
All other selections related to your primary residence carry across all scenarios
Which fields are shared in Other Owned Real Estate?
Name
Current Value
Mortgage Balance
You may change the mortgage payment and interest rate by scenario
My Plan > Debts
Which fields are shared in Debts?
Account Name
Type of Debt
Amount
Interest Rate
You may change the monthly payment assumption by scenario
My Plan > Income
Which fields are shared in Work? None
You may change income streams, amounts, start and end dates, growth
Which fields are shared in Social security? None
You may change Full Retirement Age benefit, claiming age, and COLA
Which fields are shared in Pension? None
You may change income streams, amounts, start and end dates, and COLAs
Which fields are shared in Annuity? None
You may change pension types (monthly or lump sum), income streams, amounts, start and end dates, and COLAs
Which fields are shared in Windfalls and Passive Income? None
My Plan > Expenses and HealthCare
None are shared
My Plan > Money Flows
Which fields are shared in Money Flows? None
My Plan > Estate Planning
Your documents are shared but the legacy goal is not shared across scenarios
My Plan > Profile and Goals
Which fields are shared in Basic Info?
Having a spouse and their birthdate
You may change retirement and longevity dates by scenario
My Plan > Rate Assumptions
None are shared