Boldin is a financial planning platform designed to help you create a dynamic financial plan that aligns with your goals and priorities regardless of your age, income, or accumulated assets. We partner with you as you balance what is most highly valued in life today with the possibilities of tomorrow.
If you're wondering what features are available in the Planner, please refer to this chart. If you would like to know what features are available to free subscribers and which features are available to PlannerPlus subscribers, please refer to our pricing page.
Please note * The Boldin Planner is based on US tax law and models retirement income such as Social Security and Required Minimum Distributions as per IRS regulations.
Metrics Financial Wellness Library Individual Goals Chance of Success Monte Carlo Analysis Net Worth Lifetime Tax Liability | Assumptions User has the ability to modify longevity age, General Inflation, Social Security COLA, Housing Appreciation, and Medical Cost Appreciation rates Today's dollars and future dollars views |
Accounts Unlimited accounts Link your accounts or enter accounts manually Account balances User determines growth rates per account Inherited IRAs treated separately | Accounts Tax Advantaged Accounts (401k, 403b, 457, Traditional IRA, 529, HSA) Roth Accounts (Roth IRA, 401k, 403b, and 457b) After-tax savings and brokerage accounts Dividend modeling Capital gains tax modeling |
Expenses Wide variety of budget categories One-time expenses Specify tax treatment per expense Medicare Part B and D premiums IRMAA | Income Work Pensions Annuities Passive income Windfalls |
Real Estate Primary residence; own or rent Relocate, downsize, state relocation Purchase and sale of unlimited properties Capital gains taxes on property sales are manual | Taxes Federal and state income tax Long term capital gains tax Social Security taxation IRMAA surcharges |
Optimizations Monte Carlo Simulation with 1,000 runs Social Security Optimizer Roth Conversion Optimize Scenarios | Reports Net Worth Statement Cash Flow Report Goal Analysis Timeline of Milestones Lifetime Cash Flow Report Projected Net Worth Social Security Summary Medicare Summaries Withdrawal Report |
Community Free Live Events and Classes Private Facebook Group SubReddit Classes and Webinars | Services 24 hour average response time Financial Wellness Coaches Certified Financial ProfessionalsⓇ |
What is PlannerPlus?
Our easy to use suite of tools is built around a best-in-class retirement calculation engine that is continuously updated to accurately factor in every necessary variable.
Organizing your financial life with our digital planning platform increases your ability to find opportunities, protect against risk, and create a personalized path to a secure future.
The Planner is intended to help you create a long term financial plan, understand the interdependencies among plan elements, and make sound decisions.
Each plan is founded on multiple assumptions such as asset growth rates, inflation, and income tax legislation. As a result, the projected estate value, estimated account values, withdrawals, and tax liability will fluctuate.
PlannerPlus is currently a forward looking projection engine. The calculations and projections move forward each month. For this reason, we recommend using tax software or working with a tax professional for current year tax planning.
Bear in mind that the Planner is not a tax calculator, budget app, asset allocation tool, or cash management tool.