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Learn More About Our Features

This article provides an overview of Planner features.

Nancy Gates avatar
Written by Nancy Gates
Updated over a week ago

Boldin is a financial planning platform designed to help you create a dynamic financial plan that aligns with your goals and priorities regardless of your age, income, or accumulated assets. We partner with you as you balance what is most highly valued in life today with the possibilities of tomorrow.

If you're wondering what features are available in the Planner, please refer to this chart. If you would like to know what features are available to free subscribers and which features are available to PlannerPlus subscribers, please refer to our pricing page.

Please note * The Boldin Planner is based on US tax law and models retirement income such as Social Security and Required Minimum Distributions as per IRS regulations.

Metrics

Financial Wellness Library

Individual Goals

Chance of Success

Monte Carlo Analysis

Net Worth

Lifetime Tax Liability

Assumptions

User has the ability to modify longevity age, General Inflation, Social Security COLA, Housing Appreciation, and Medical Cost Appreciation rates

Today's dollars and future dollars views

Accounts

Unlimited accounts

Link your accounts or enter accounts manually

Account balances

User determines growth rates per account

Inherited IRAs treated separately

Accounts

Tax Advantaged Accounts (401k, 403b, 457, Traditional IRA, 529, HSA)

Roth Accounts (Roth IRA, 401k, 403b, and 457b)

After-tax savings and brokerage accounts

Dividend modeling

Capital gains tax modeling

Expenses

Wide variety of budget categories

One-time expenses

Specify tax treatment per expense

Medicare Part B and D premiums

IRMAA

Income

Work

Pensions

Annuities

Passive income

Windfalls

Real Estate

Primary residence; own or rent

Relocate, downsize, state relocation

Purchase and sale of unlimited properties

Capital gains taxes on property sales are manual

Taxes

Federal and state income tax

Long term capital gains tax

Social Security taxation

IRMAA surcharges

Optimizations

Monte Carlo Simulation with 1,000 runs

Social Security Optimizer

Roth Conversion Optimize

Scenarios

Reports

Net Worth Statement

Cash Flow Report

Goal Analysis

Timeline of Milestones

Lifetime Cash Flow Report

Projected Net Worth

Social Security Summary

Medicare Summaries

Withdrawal Report

Community

Free Live Events and Classes

Private Facebook Group

SubReddit

Classes and Webinars

Services

24 hour average response time

Financial Wellness Coaches

Certified Financial ProfessionalsⓇ

What is PlannerPlus?

Our easy to use suite of tools is built around a best-in-class retirement calculation engine that is continuously updated to accurately factor in every necessary variable.

Organizing your financial life with our digital planning platform increases your ability to find opportunities, protect against risk, and create a personalized path to a secure future.

The Planner is intended to help you create a long term financial plan, understand the interdependencies among plan elements, and make sound decisions.

Each plan is founded on multiple assumptions such as asset growth rates, inflation, and income tax legislation. As a result, the projected estate value, estimated account values, withdrawals, and tax liability will fluctuate.

PlannerPlus is currently a forward looking projection engine. The calculations and projections move forward each month. For this reason, we recommend using tax software or working with a tax professional for current year tax planning.

Bear in mind that the Planner is not a tax calculator, budget app, asset allocation tool, or cash management tool.

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