You now have the ability to account for dividends in the Boldin Planner

To account for dividends in an after tax account, you'll enter your dividend yield. The yield should be included in your total return for the account.

For example:

Your total average annual return is 6%, consisting of 4% capital appreciation and 2% dividend yield

Rate of Return: Enter 8% optimistic and 4% pessimistic

Dividend Yield: Enter 2% for the annual dividend yield (we do not allow for optimistic and pessimistic dividend yield)

By default, dividends will be reinvested which will increase the balance and the cost basis of the account in your plan projections. They will also be assumed to be qualified dividends meaning any associated capital gains tax will be included in your capital gains tax modeling each year as per IRS regulations.

Dividends will display as Dividends on the Insights > Savings > Contributions and Investment Returns chart

Dividends will display as Realized Gains on the Gross Taxable Income by Source chart

Please see this article for more information regarding after-tax accounts.