Where to find it | Investments, then Today. The insights sit below your allocation. |
Available to | PlannerPlus members |
What it changes in your plan | Nothing. These insights are education. Your projections use the rate of return you entered for each account in Assets and Debts. |
What you need | Holdings in at least one account. Connect an account, add positions yourself, or upload a statement. |
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What are Boldin's new Investment Insights
The new insights look at your holdings in two ways: what you pay in fund fees and how your investments are spread across tax types. Both can help you keep more of what your investments earn.ower fees leave more of your returns with you, and where you hold investments affects how much of your savings you keep after tax.
What you'll see
Fees
What do you pay in fund fees includes:
Your yearly fees: an estimate of what your funds cost each year, based on your current holdings.
Weighted average expense ratio: your average expense ratio across all holdings that charge fund fees.
How you compare: how your expense ratio compares with other Boldin Members.
Holdings: Your holdings, those with the highest expense ratio holdings show first.
Ways to lower what you pay with AI prompts to help you explore further: ideas to explore, such as checking the shaded holdings, looking at a cheaper share class, or comparing custodians, platforms, and advisors.
Tax Diversification
How tax-diversified is your portfolio includes:
Tax allocation: a pie chart of your investments by tax type: taxable, tax-deferred, and tax-free.
Tax location: for each tax type, the mix of equities, fixed income, and cash you hold there.
Ways to manage taxable income in retirement with AI prompts to help you explore further: ideas to explore, such as where new money goes, withdrawal order, required minimum distributions, and heirs.
FAQs
Do these insights change my plan or projections?
No. Your projections use the rate of return you entered for each account in Assets and Debts, not your holdings.
Technical details
Fees: annual fee is amount invested times expense ratio. Your weighted average expense ratio is total annual fees divided by total invested in holdings that have an expense ratio. The table lists holdings with the highest expense ratio first.
Benchmark: the Median Boldin member Expense Ratio comes from our data, updated as holdings change.
Tax diversification: amounts are your current balances by tax type for holdings we can classify.
Data freshness: positions in connected accounts sync daily.
Plan impact: none. The insights read your holdings and don't write to your plan.